Ayushman Bharat insurance coverage scheme expanded to cowl aged above 70 | India Information

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NEW DELHI: The Centre on Wednesday authorised well being protection to all senior residents aged 70 years and above no matter earnings underneath the flagship scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), no matter their socio-economic standing.
Union minister Ashwini Vaishnaw whereas saying the Cupboard’s determination whereas addressing the media mentioned that it will profit roughly 4.5 Crore households with six (6) crore senior residents with 5 Lakh rupees free medical health insurance cowl on a household foundation.
The eligible senior residents, underneath this initiative, will obtain a brand new distinct card that entitles them to the advantages of the scheme.
Moreover, for many who are already lined underneath AB PM-JAY, a further top-up cowl of as much as ₹5 lakh per yr shall be supplied solely for the senior citizen, with out the necessity to share it with different members of the family beneath the age of 70.
In the meantime, senior residents aged 70 and above who’re already benefiting from different public medical health insurance schemes, resembling CGHS, ECHS, or Ayushman CAPF, have the choice to both proceed with their present scheme or change to AB PM-JAY.
Senior residents on this age group who’re lined underneath personal medical health insurance insurance policies or the Staff’ State Insurance coverage scheme are nonetheless eligible for advantages underneath AB PM-JAY.
The enlargement of protection to senior residents aged 70 and above was initially introduced by Prime Minister Narendra Modi in April 2024.
AB PM-JAY, the world’s largest publicly funded well being assurance scheme, gives a well being cowl of Rs. 5 lakh per household per yr for secondary and tertiary care hospitalization to 55 crore people, equivalent to 12.34 crore households. The scheme covers all members of the family, no matter age, and has already lined 7.37 crore hospital admissions, with 49 p.c of the beneficiaries being ladies. The general public has benefited to the extent of over Rs. 1 Lakh crore underneath the scheme.





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